Finding The Silver Lining

Edwin Ng

In Touch

A Monthly Curated Newsletter

As the world enters a recession, the upcoming year can pose a challenge for many due to increasing economic uncertainty, and the natural fears surrounding it. In this issue, we look at some trends and possible actions that can help us become more emotionally and financially resilient to not just ride out the challenges, but rise above them. I hope this gives us hope.

How to Be Happy in a Recession

Recession begets misery, which makes for more economic bad times. You naturally make the pattern worse by following your loss-aversion instincts. Although you probably can’t break the global economy out of this feedback loop, you can break yourself out of it. Start with the following three practices.

Here are 8 ways to bulletproof your finances ahead of a likely recession in 2023

5 personal finance experts here give tips on how to protect your finances. Their recommendations include building up an emergency fund, trimming your regular spending and up-skilling

How to Stay Optimistic During Hard Times

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Proudly Brought to You I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
Edwin Ng

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Testimonials and Referral Notes

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Linda Seow, Associate Director

The biggest challenge in my field is clients thinking, "She only calls when she needs a sale." Headquarter Plus solves that completely. The system does all the legwork, ensuring my clients feel valued through consistent communication. As a result, my efficiency has skyrocketed, and I have more time to focus on what truly matters. For any financial consultant in Singapore, this platform is a must-have for business growth. Do yourself a favor and speak to Edwin—he'll show you how to get the most out of it. You won't regret it.

Louis Ong, Senior FSM

I’ve been a client of Edwin for over five years, and their services have been a game-changer for my insurance business. The system helps me constantly engage all my client. Thanks to their services, I’ve seen a significant boost in revenue, and I’ve been able to achieve business goals that once seemed out of reach. Edwin's dedication to understanding my specific needs and tailoring his approach accordingly. He’s always available to discuss strategies, offer insights, and provide support, which has been invaluable as my business has evolved. If you’re an insurance professional looking to grow, I highly recommend HQ+ —their service are exceptional.

Serena, Senior FSC

Met Edwin over a referral by a colleague. His service had assisted me to achieve MDRT for 3 years in a row. Trust that he knows the pains of our industry & his system does works for our industry.